Details
To put basics about business insurance into perspective, we examine two set-ups; a tattoo shop and a second-hand clothing stall located in the same mall.
Both businesses have rented space hence must cover liability of premises and the investment itself. Additionally, both require workers thus worker's compensation insurance cover, and possibly employment liability coverage.
On the other hand, liability insurance differs between the two. The nature of service offered in the tattoo shop relates to a higher risk of being sued by a customer.
Specialty Insurance Protection Covers
Abusive Acts Liability-covers your business when claims of physical assault are made by clients in service businesses such as spas, tattoo shops, or salons.
General Liability-protects an entrepreneur from costs incurred when workers or clients are injured while on the premises
Property Coverage-required in most businesses to protect it from losses due to theft or fire.
Malpractice Coverage-in professional services, this cover protects a lawyer or doctor from damages due to professional malpractice.
Other specific insurance covers include covers for:
Temporary Guest Artist for Tattoo/Body Piercings
Surface and Genital Piercings
Coverage for Independent Contractors
Liability Coverage While Exhibiting Off-Site
Business Interruption Cover
Contact a business insurance agent to find out more about the right type of coverage to protect your company and its reputation.
Marine Agency Corp
422 US-22 #7
Whitehouse Station, NJ 08889
(908) 838-9762
Marine Agency Corp
191 Maplewood Ave
Maplewood, NJ 07040
(973) 763-4711
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